Rural Voices

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• View from Washington: Efforts to Stem the Foreclosure Crisis
• Minnesota Uses Statewide Strategies
• Creating a Successful Foreclosure Prevention Program
• Counseling Those in Need
• A Look at Rural Foreclosures in Ohio
• Foreclosure Hits Rural Communities Too

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• Rehab resources: Using HOME Funds for Homeowner Rehabilitation
• Rehab resources: Basic Guide to Redon Mitigation in Existing Buildings
• Rehab resources: USDA Section 504 HOME Rehabilitation Grants and Loans
• We're Staying Put: Housing to Accommodate Consumer Preferences in an Aging Society
• The Promise and Pitfalls of Housing and Rehabilitation
• Weatherization Works in Alabama
• Rural Rental Rehabilitation Helps Communities
• Rural Oregon Rehabilitation Uses Green Building Strategies

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• View from Washington by Marcy Kinnaman
• Shelter in the Desert: The Center for Family Solutions
• Customizing Solutions for Rural Appalachia: Hazard Perry County Community Ministries
• Harvest Time: Using HMIS to End Homelessness in Rural Michigan
• Using Family to Fight Homelessness: The Millennium Center in Southwest Georgia
• Working Towards a Common Goal: The Minnesota Coalition for the Homeless
• Rural Revelations: The United States Interagency Council on Homelessness Partners with Communities to End Rural Homelessness

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• View from Washington by Tim Thompson
• Preservation Barriers and Opportunities
• USDA Has High Hopes for MPR
• Section 538 Guaranteed Loans: A Resource to Help Preserve Section 515 Developments
• State Agencies Dig Deep to Preserve Rural Properties
• Tax Credits and Tiers: HoneyTree's Story
• Working to Reverse Declining Rural Housing Markets in Iowa
• Who You Gonna Call (To Finance Rural Preservation)

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• A Primer on CRA
• Financing Hope
• Opening Doors in Rural Communities
• Sharpening CRA for a New Era
• If Not for CRA...
• CRA at 30 and Rural Community Development
• View from Washington by Barry Wides
• From Bad to Worse: A Summary of Rural housing Provisions in the Proposed 2008 Budget

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• Intermediary Roundtable on Capacity Building
• HAC's Principles of Partnership
• Capacity Building: Vision and Mission
• Capacity Building: Leadership
• Capacity Building: Resources
• Capacity Building: Outreach and Community Support
• Capacity Building: Products and Services
• View from Washington by William Kenney

• Growth Patterns and Rural Housing in Appalachia
• Volunteers Work in Appalachia—ASP Style
• The Ripple Effect: The Impact of Revolving CHDO Proceeds on Local Communities
• When Poverty Collides with Affluence in Appalachia
• Appalachian Ruin
• The Evolution of the Nonprofit Housing Network in Central Appalachia
• The View from Washington: Interviews with Appalachian Regional Commission Co-Chairs Anne B. Pope and Gov. Bob Taft

• View From Washington: The State Community Development Block Grant Turns 25
• Survey Shows Negative Effect of Cuts to CDBG
• The Ultimate Recycling Project
• CDBG Revitalizes Towns and Small Cities in Kentucky
• Taking Steps to Assist Rural Communities
• Creating Infrastructure in the Border Colonias
• The Sunnybrooke Housing Production Project
• Following a Roadmap to Community Success
• "If Not for CDBG..."
• A Profound Effect on A Small Community
• A Towering Feat
• Providing Shelter for Volunteers
• From Last Resort to Safe Haven
• Putting Meals on Wheels Into Action

• Revisiting Buffalo Creek
• From a Brownfield to a Brighter Future
• Laying the Groundwork for Success
• Homeland: Four Portraits of Native Action
• Pulling Together: Rural and Urban Communities Respond
• When Communities Own Their Way of Life and Shape Their Future
• The View from Washington: HURRICANE KATRINA: FEDERAL POLICY UPDATE

• Demystifying Green Building and its Cost
• Green Communities Initiative Demonstrates
• Challenges and Successes for Rural Developers
• Getting Started on Green Affordable Housing
• Green Building Techniques: Land Planning and Site Development
• Green Building Techniques: Use of Materials
• Green Building Techniques: Resource Conservation
• Green Building Techniques: Energy Efficiency
• Green Building Techniques: Healthy Homes

• Farm Labor Housing: An Overview
• Farmworker Housing Summit Inspires Collaboration
• From Services to Housing: Meeting the Needs of Midwest Farmworkers
• Successful Farmworker Housing Goes Beyond Roofs and Walls
• Rural Neighborhoods Learns Ways to House Unaccompanied Workers
• Changing Partners: Shifting Paradigms in Housing
• Jonathan Court: A Portrait of Patience and Perseverance

• Understanding Public Opinion on Low-Income Housing: A Report from Recent Polling
• Changing Perceptions and Fostering Ideas: Language and Communications Matter
• Working to Change the Public’s Opinion of Affordable Housing: Minnesota Housing Partnership
• Educating the Nation about Housing Needs: The Campaign for Affordable Housing
• Developing a National Campaign about Rural Needs: Stand Up for Rural America
• Advocating for Change: The Community Reinvestment Association of North Carolina
• Partnering to Recruit Residents and to Advocate for Affordable Housing: CHISPA
• Showing Families the Possibilities: Marquette County Habitat for Humanity
• Selling to Funders and Your Community: Stop Abusive Family Environments, Inc.
• Humanizing the Issues: Enterprise Corporation of the Delta/Hope Community Credit Union
• The View from Washington: RURAL AMERICA NEEDS CDBG

• The View from Washington: Preserving Rural America's Affordable Rental Housing: Current Issues
• Rural Rental Housing – Comprehensive Property Assessment and Portfolio Analysis: Final Study Report
• A Response to the Comprehensive Property Assessment
• Owner Conversion of Rural Rental Properties to Market Rents: Both Tenants and Owners Turn to the Courts
• Preservation and the Aging Portfolio: the Owners' Perspective
• Preserving and Improving Rural Rental Housing: Promising Efforts Emerge
• Rural Preservation and Resident-Based Advocacy
• The State HFA Response to the Affordable Housing Preservation Challenge
• Lessons from HUD's Preservation Process
• Preserving RHS Rural Rental Properties – the Challenge and the Opportunity
• Window of Opportunity: Preserving Affordable Rental Housing

• Through Opportunity We Make Progress
• Willing to Explore the Unknown
• A Series of Remarkably Lucky Accidents
• Demonstrate the Possibilities
• Never a Resting Place
• Becoming a Builder of Justice
• Eight Challenges Facing Community Leaders
• Where are the Leaders?

• Progress and Peril
• Possum Kingdom Water Supply
• Providing Affordable, Reliable Electricity to Rural Nebraska
• The Streets of Lindsay
• A Rural Highway is a Place
• KARTS: A Lifeline to Society
• Reaching Rural America through Wireless Broadband
• The View from Washington: An Overview of the USDA Rural Development Rural Development Utilities Service

• The View from Washington: Tribes Poised for Housing, Economic Growth
• The View from Washington: Addressing Native American Housing Needs
• Challenges in Indian Housing
• Infrastructure Woes in Indian Country
• Building Homeownership Institutions in Indian Country
• Reaching the 'Possible Dream'...the Nonprofit Way
• Innovative Asset-Building Programs on the Pine Ridge Reservation: A Conversation with Cindy Martin-Laiwa
• Preparing New Homeowners: Some Challenges at Standing Rock
• Building Tribal Coalitions: A Model from New Mexico
• Expanding Affordable Housing on Tribal Lands Gets Easier
• HUD Programs in Native American Areas
• USDA Rural Development Programs in Native American Areas

• Overview: Tax Credits and Affordable Rural Housing
• Building Credit in Washington State
• Making Housing Credits Work in Kentucky
• CROWN: Providing Homeownership Opportunities in Utah
• Low-Income Housing Tax Credits for Rent-to-Own Projects in Maryland
• Historic Tax Credits: Making Adaptive Reuse Work
• The View from Washington: A Homeownership Tax Credit: An Opportunity for Rural America

• The View From Washington: USDA's Self-Help Program, Past and Present
• The California Beginnings of USDA Self-Help Housing
• USDA Self-Help Expands in New Jersey
• Regional Contractors Provide Essential Assistance for USDA Self-Help Housing
• Fulfilling Goals in Arkansas
• People Are Counting on Us in Washington
• Changing Lives in Ohio
• From Challenges to Opportunities in Florida
• Beyond Self-Help: A New Beginning for Colonias Residents
• The Appalachian Approach to Self-Help
• Building Dreams on the Pine Ridge Indian Reservation
• Serving Rural Communities: Habitat for Humanity's Rural Housing Initiative

• Rural America's Housing Of Choice? Exploring Manufactured Housing's Growing Role
• Manufacturing Affordability
• Planners Help to Integrate Manufactured Housing
• Research Identifies Problems in Manufactured Home Financing System
• Manufactured Housing Can Serve Older Persons
• No Longer a Secret: The Manufactured Housing Sector Can Create Long-Term Value for Homeowners
• Appalachian Manufactured Housing Experience Raises Concerns
• Coachella Valley Mobile Home Parks Transformed
• New Resources for Rural Housing

• Whither Homeownership Education and Counseling? An Overview
• Partnerships and Technology Expand Homeownership Counseling Opportunities
• Keeping a Grip on the American Dream: Counseling Before and After Purchase Helps Homebuyers
• USDA Rural Development Teams with Others to Offer Homebuyer Education in Virginia
• NCALL Combines Counseling with Financial Assistance for First-Time Buyers in Delaware
• Homebuyer Education Benefits Ripple Throughout Appalachian Counties
• Counseling Helps ROI Address Critical Farmworker Housing Needs
• Understanding: The Key to Meeting Financial Education Needs in the Colonias
• Rural Housing Funding Decided for 2003, Proposed for 2004

• Coordinated Health and Housing Services Work in Rural Kentucky
• Promotoras and Environmental Health Awareness in the Colonias
• Health and Housing: Danger Lurks at Home in Indian Country
• Improving the Lives of Agricultural Workers
• Hard to Reach: Rural Homelessness and Health Care
• Coming to Grips with Lead-Based Paint
• Creating Affordable Allergen-Free Housing: What Rural Developers Need to Know
• View From Washington: Appropriations and Authorizations Stalled in Congress
• HAC Board Member Profiles: Joe Debro and Richard Lincoln

• Why Rural America Needs New Affordable Housing
• Excerpts from Meeting Our Nation's Housing Challenges: The Report of the Millennial Housing Commission
• Congress Must Provide Solutions to the Affordable Housing Crisis
• Campaign for a National Housing Trust Fund Moving Forward
• State and Local Housing Trust Funds Boost Rural Housing Opportunities
• Bush Proposes "Renewing the Dream" for 100,000 Low-Income Homebuyers
• Affordable Housing for Rural America: The Rural Rental Housing Act
• Local Housing Trust Fund Plus Collaboration Equals Affordable Housing in Napa Valley
• Section 515 Remains the Best Choice for Rural Rental Production
• Q&A with Art Garcia, Rural Housing Service Administrator
• YouthBuild USA Rural Initiative: Rebuilding Communities, Transforming Lives
• HAC Board Member Profiles: Patricia Irene Acuna and Charles B. Davis

• The Myths of Subprime Lending
• Lending in Iowa's Rural Communities
• In Over Our Heads: Profiles in Predatory Lending
• Defining Predatory Lending
• Homeownership and Predatory Lending: A Rude Awakening from the American Dream
• Promising Dreams, Delivering Nightmares: How One Community Fought Back
• Sweating the Equity: Unscrupulous Lenders Prey on Older Homeowners
• Taking a Strong Stance Against Predatory Lending
• Many a Strong Stance Against Predatory Lending
• Many Programs, Little Help: The Farm Bill and Rural Community Development

• Why Smart Growth Matters to Rural Communities
• Sustainable Deveopment for Rural Communities
• Informing the Smart Growth Debate
• Smart Growth: More Choices for Rural Development
• What Smart Growth Management Does for Affordable Housing in Florida
• Promoting Responsible Growth in Colorado
• Smart Growth in Rural California
• Farmworker Housing and Smart Growth Policies in Oregon

• Population Change in Rural and Small Town America, 1970-2000
• Thirty Years on the Front Lines
• The More Things Change . . .
• Thirty Years of Supporting Affordable Housing in Rural Communities
• Then and Now: Early HAC Staff Remember HAC's Beginnings
• Some Things Haven't Changed: Recalling HAC's Second Loan
• A Thirty-Year Retrospective View from Washington

• Support for the Armies of Compassion
• Concerns About the President's Faith-based Initiative: Opening Public Coffers
• Faith in Action: Faith-based or Inspired by Faith?
• AAHSA Members' Faith-based Housing and Services for the Elderly
• The B'nai B'rith Senior Housing Program
• A Collaborative Faith-based Initiative
• The Challenges of Housing and Conservation
• Some Myths of Faith-based Enterprise
• 'Little Washington' Has a Big Faith-based Housing and Economic Development Agency
• A History of Collaboration

• Why Housing Matters
• Why Housing Matters to Children's Well-Being
• Why Housing Matters to Farmworker Health
• Why Housing Matters to Employment and Welfare Reform
• Why Housing Providers Matter to Employment and Welfare Reform
• Why Housing Matters to Economic Development
• Rural Poverty: Treading Water as the Economy Booms
• "My Community"

• Building Safe Communities from the Ground Up
• Design and Construction Can Help Rural Homes Avoid Wind Damage
• Kentucky Agency Learns Disaster Recovery on the Job
• Lessons for Rural Infrastructure from the Flood of the Century
• North Carolina Disaster Recovery: Lessons Learned

• Congressional Rural Caucus to Speak Out for Rural America
• Campaign Works to Raise Housing Issues in Election
• Rethinking Business Policy for the Housing Industry
• All Policy Becomes Local: How Federal Policy Impacts Rural Housing in California
• New York State Coalition Changes With the Times
• State and Local Policies Tackle Utah's Shortage of Affordable Rural Housing
• Understanding Smart Growth

• A New Commitment to Rural America
• Excerpts from Remarks by President Clinton
• Delta Compact Seeks Collaboration for Change
• Delta 2000 Initiative Focuses Administration's Activities
• Delta Caucus Brings Local Leaders Together to Request Federal Support
• Foundation for the Mid South Provides Funds and Convenes Partnerships
• Kellogg Foundation's Mid South Delta Initiative Funds Community Development
• Mid South Delta LISC Helps Local Groups Produce Development Successes
• Technology Project Begins To Build Delta Communications
• Q&A With James C. Kearney

• First Things First: The Important Role of Organization Development in Community Building
• Women as Catalysts for Social Change
• Degree Program Helps Develop Rural Leaders
• The Journey to the Emerald City: Musings and Observations on the State of Rural Philanthropy
• Moving Toward Economic Empowerment: The Bank of America Rural 2000 Initiative
• Celebrating Ten Years of AHP

• On the Frontier in Ferry County: Housing People with Special Needs
• State Helps Fund Rental Housing for Rural Missourians
• HUD and Congress Remember HUD's "Forgotten Housing Stock"
• Some Facts About Rural Rental Housing

• Rural Midwest Housing Reality Is Complex and Diverse
• East Central Kansas Group Succeeds in Providing Much-Needed Rental Housing
• A Decent Home: The Background and Early Beginnings of the Housing Act of 1949
• The Evolution of Modern Rural Mutual Self-Help Housing

• A Place for Everyone
  • 1998 National Rural Housing Conference Draws Good Reviews
  • Awards Honor Rural Housers
  • Art Contest Winners Illustrate "A Place for Everyone"
• Freddie Mac, ROI and Others Create Rural Affordable Housing Alliance
• Mapping Help Available for Nonprofits: CL-ICD and Community 2020 Make Mapping Easier, Clearer

• Rental Housing Helps Family to Own a Home After Once Having No Place to Live
• National Standards Under Development by American Homeowner Education and Counseling Institute
• Q&A with Robert Friedman

• An Overview of the Fair Housing Movement
• California Uses a Patchwork of Laws to Tackle NIMBY Issues
• Persistence Pays: Casa of Oregon Overcomes NIMBY to Develop Farm Labor Housing
• Q&A with Eva Plaza
• Rural America Celebrates National Homeownership Week

• State Housing Trust Funds Find Ways to Serve Rural Communities
• Collaborative Application Process Helps Rural Iowa Developers Combine Funding Sources
• Oklahoma Targets Analysis and Funds for Affordable Rural Housing
• Welfare Reform Begins in Rural Minnesota

• Housing as Economic Development
• First Steps: Moving from Housing to Community Economic Development
• Q&A with Nicolas P. Retsinas
• Rural Housing and Welfare Reform: An Excerpt from HAC's 1997 Report on the State of the Nation's Rural Housing

• Housing Nonprofits Working Effectively with State Housing Finance Agencies--Everybody Wins
• Administrative Funding from New York State Enables Nonprofits to Improve Rural Housing
• Management Gurus Help Nonprofits Build Skills
• New Internet Site Offers Nonprofits a Better Way to Recruit Managers

• National Homeownership Week: Making the American Dream a Reality
• Rural Americans Celebrate National Homeownership Week
• CROWN: Investing in Rural Utah
• Leave No One Behind: Providing Housing to People Living with AIDS in Rural Areas
• States Submit Welfare Reform Plans

• Welfare reform and rural housing
• Welfare reform's impact on women
• Welfare reform in Georgia
• Welfare and immigration reforms' impact on RHS programs
• Remembering George W. Rucker

• The Federal Home Loan Bank System
• Q&A with Bruce Morrison, Chairman of the Federal Housing Finance Board
• Mutual help loans for homeownership in Alaska
• Partnerships to develop housing in Iowa
• Report on HAC's December 1996 conference
• Native American Housing Assistance and Self-Determination Act of 1996

• HAC's SHOP loan program for homeownership
• Tax credits, rural banks, and nonprofits develop homes in Tennessee
• Q&A with Jill Long Thompson, USDA Under Secretary for Rural Development
• New state funds in California
• Housing issues in the Lower Mississippi Delta
• FY'97 RHS appropriations
• Plans for HAC's 25th Anniversary conference

• RHS partnerships to increase homeownership
• Housing conditions in central Appalachia
• Habitat II provided global housing answers
• Prospects for the 1997 Budget

• Money-saving construction methods
• Self-help homeownership in Texas colonias
• Vermont's statewide development system
• Water and sewer systems build communities
• New Community Reinvestment Act regulations
• Changes in RHS Rules
• Preparing for HAC's 25th anniversary conference
• New federal programs and new budget

• HAC's first 25 years
• Bankruptcy as a solution to colonias problems
• Rural information highway
• Building Indian housing in underserved areas
• Changes proposed in housing authorizations

• Providing migrant farmworker housing
• Self-help housing
• Section 502 and private sector mortgages
• HOME/tax credit development in Mississippi
• Update on federal legislation