© Housing Assistance Council, 2000

Permission is granted ONLY to nonprofit community-based organizations to reproduce and/or adapt this document, and only for their own use.

ISBN 1-58064-098-2

TABLE OF CONTENTS

Executive Summary
I.   Introduction
        Methodology
                The Roundtables
                Definitions
II.  Rural Rental Households
        Worst Case Housing Needs
        Income
        Female Headed Households
        Race and Ethnicity
        Elderly Households
            Regional Distribution
III.  Rural Rental Housing Supply
IV.  Rural Rental Housing Affordability
V.   Rural Rental Housing Quality
VI.  Federal Rental Assistance Programs
        Section 521
            Program Description 
            Issues and Concerns
        Section 8
            Program Description
            Issues and Concerns
VII.  Federal Project-Based and Development Finance Programs
        Section 515
            Program Description
            Issues and Concerns
        Section 538
            Program Description
            Issues and Concerns
        Low Income Housing Tax Credit
            Program Description
            Issues and Concerns
            Leveraging
            Preservation and Prepayment
            Policy Recommendations
VIII. Conclusion

Appendices
        Appendix A: About the Data
                AHS Data and Sampling Error
                Geographic Terms
                Household and Housing Characteristics
                Cost Burden
                Housing Problems
                Crowding
                Worst Case Housing Needs
        Appendix B: Roundtable Topics and Discussion Questions
        Appendix C: AHS Data Tables

Figures

1. Housing Tenure

2. Worst Case Households, by Location

3. Income for Worst Case Rural Renters

4. Gender of Householder among Rural, Rural Renter, and Worst Case Rural Households

5. Race and Ethnicity, Rural and Worst Case Rural Households

6. Affordable Rental Supply, Unsubsidized Units in Rural Areas, by Income Level

7. Median Rent and Housing Costs for U.S., Rural, and Rural Worst Case Renters

8. Cost Burden for Worst Case Needs Households

9. Housing Conditions, Worst Case Rural Renters Compared to all U.S. Households

10. RHS Section 515 Program, Funding Levels, 1988-1998

11. RHS Section 515 Program, Units Produced, 1988-1998

Maps

1. Rural Worst Case Needs Households by Region

2. Federally Subsidized Rural Rental Units by Region

Tables 

1. Race and Ethnicity of Rural Renter Households

2. Age of Rural Renters and Worst Case Rural Renters

3. Rural Poverty and Housing Cost Burden

4. Rural Housing Quality

5. Section 521 Projected Use of Estimated Funding

6. Section 515 and Section 538 Federal Allocation, FY 98-99

 

Footnotes

This report was prepared by Theresa Singleton, Lance George, and Christopher Holden of the Housing Assistance Council (HAC). The work that provided the basis for this publication was supported by funding under Cooperative Agreement H-211261 with the U.S. Department of Housing and Urban Development (HUD). Ndeye Jackson served as Government Technical Representative. The substance and funding of that work are dedicated to the public. HAC is solely responsible for the accuracy of the statements and interpretations contained in this publication and such interpretations do not necessarily reflect the views of the United States Government.

HAC, founded in 1971, is a nonprofit corporation that supports the development of rural low- income housing nationwide. HAC provides technical housing services, loans from a revolving fund, housing program and policy assistance, research and demonstration projects, and training and information services.

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